Good Money Stores

Here to help you with a No Interest Loan for essentials today.

About Good Money Stores

We exist solely to offer support when you need it most, helping you become more financially capable.

The State Government funds the Good Money Stores to offer No Interest Loans (NILs) including flexible terms to promote responsible lending and community financial inclusion.

Alongside guidance and support for NILs, Good Money is here to support people on low incomes through effective budgeting, insurance options and overall financial wellbeing education for individuals and families.

What is a NILs Loan?

No fees. No charges. Ever.
A No Interest Loan (NILs)
is exactly as it seems.

We can help with:

No Interest Loans between $300 and $1,500 for essential goods and services

These may include:

Household items like whitegoods, TVs and furniture
Medical procedures and dental services
Education essentials such as computers and text books
Car repairs or registration
Some other items as requested

Does not include:

Once approved, Good Money will pay directly to the supplier of the goods and services.

Am I eligible?

To be eligible for a Good Money NILs,
you must be:

• Health care/Pension card holder
• Receive Centrelink benefits

• A single earning less than
$45,000 annually after tax
• A family earning less than
$60,000 annually after tax

What else can Good Money help me with?

We exist solely to support you in becoming more financially capable.

Alongside guidance and support surrounding NILs, Good Money is here to support you through effective budgeting, insurance options and overall financial wellbeing education for individuals on low incomes.

Am I eligible?

To be eligible for a Good Money NILs, you must be:

• Health care/Pension card holder • Receive Centrelink benefits

• A single earning less than
  $45,00 annually after tax
• A family earning less than
  $60,000 annually after tax

What else can Good Money  help me with?

We exist solely to support you in becoming more financially capable.

Alongside guidance and support surrounding NILs, Good Money is here to support you through effective budgeting, financial counselling, insurance options and overall financial wellbeing education for individuals on low incomes.

Where is my closest Good Money store?

Apply for financial help

with Good Money

We’re here to help you become more financially capable!

Apply now and together we’ll discover the most supportive solution for your essential needs.

In partnership:

Level 1, 485 La Trobe Street,
Melbourne, Victoria 3000

*NILs is for people on low incomes and is not available for cash. Loans can not be used for cars, bond, rent arrears, debt consolidation or bills. NILs is a no interest, fees or charges loan. Annual percentage rate is 0%. Repayment terms are between 12 – 18 months from approval of the loan. See eligibility at goodshep.org.au.